Payment Protection
At Garden Island Federal Credit Union, we are committed to protecting you and your family’s financial interests with products and services from trusted companies.
Credit Insurance - Credit Life & Disability
Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against unexpected disability and covered life events could help protect more than your finances. It could help lighten the burden for the people you care about. Insure your loan payments today so you can worry a little less about tomorrow.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBERS CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms.
Other
GAP with Deductible Assistance
GAP with Deductible Assistance is like an airbag for your vehicle loan. Our Guaranteed Asset Protection (GAP) program may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan, if your vehicle is deemed a total loss. It can help cushion you and your family against sudden out of pocket expenses.
Deductible Assistance is designed to provide financial relief when your vehicle is damaged, but not deemed a total loss. If auto repairs cost more than your deductible, the deductible amount is applied to your loan, reducing what you owe. Get GAP with Deductible Assistance today so you can worry a little less about tomorrow.
Mechanical Repair Coverage
As your vehicle gets older and miles add up, will you be able to afford the repairs you need to keep your car on the road? MRC can help limit the cost of repairs.
TruStage® AD&D Insurance
One of the benefits of being a Garden Island Federal Credit Union member is a no-cost TruStage® Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved one a cash benefit after an accident results in a covered injury or loss of life due to an accident.
Your no-cost Accidental Death & Dismemberment coverage is waiting for you. All you have to do is claim it.
For complete product details and to get your no-cost coverage, click below:
TruStage® Accidental Death & Dismemberment insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.